Terms of Service
These Terms of Service describe use of the Annuvera public website and beta interest experience while Annuvera remains prelaunch.
Effective date: Prelaunch draft
These pages are publication-ready prelaunch drafts and should be reviewed by qualified legal counsel before production launch or regulated financial activity.
Prelaunch website use
The website is provided for informational, publication, marketing, and beta interest purposes only.
Informational website only
Website content describes planned capabilities, infrastructure foundations, and future platform direction. It is not an offer of live financial services.
Beta waitlist terms
Users may submit interest in Consumer Beta, Merchant Beta, or Partner/API Interest tracks. Beta access is not guaranteed and may be limited, staged, invite-only, or unavailable.
No financial account created by waitlist
Joining the waitlist does not create a wallet, bank account, payment account, merchant account, provider account, or any other financial account.
No live payment or banking services claim
Annuvera does not represent through this website that it is a licensed bank, live payment processor, money transmitter, production financial institution, or provider of live banking, card, or payment services.
Acceptable use
Users must not misuse the website, submit unlawful or harmful content, attempt unauthorized access, or submit sensitive financial, banking, card, identity, KYC, provider, or production credential information.
Intellectual property
Website content, branding, page structure, product names, and design language are owned by or prepared for Annuvera unless otherwise noted.
Disclaimer of warranties
The website is provided as a prelaunch informational resource without warranties of availability, accuracy, completeness, fitness for a particular purpose, or production readiness.
Limitation of liability
To the maximum extent permitted by applicable law, Annuvera is not responsible for indirect, incidental, consequential, special, or punitive damages arising from prelaunch website use.
Changes to terms
These terms may be updated as Annuvera prepares future platform capabilities, support processes, legal publications, and production readiness.
Contact
Questions about these terms should be routed through the Contact page while formal legal and support channels are prepared.